Topics
Two sides of auto-loan trouble
26 guides
Title & Lien
Payoff, lien releases, missing titles, selling with a loan, ownership changes, refinance, and title-record disputes.
What Happens to Your Car Title After You Pay Off the Loan?How to Get a Lien Release After a Car Loan PayoffWho Sends the Title After an Auto Loan Payoff?How Long Should You Wait for a Title After Paying Off a Car?Electronic Lien and Title After Payoff: What to ExpectLender Says the Lien Is Released but DMV Still Shows ItCar Loan Paid Off but No Lien Release Letter ArrivedTexas Car Lien Release After Payoff: What the TxDMV Process ShowsNew York Car Lien Release After Payoff: Keeping Proof of SatisfactionPaid Off Your Car Loan but the Title Never Arrived?Texas Certified Copy of Title After a Paid LienCalifornia ELT Title Not Received After PayoffHow to Sell a Car When You Still Owe Money on the LoanPrivate-Party Car Sale With a Lien: A Safer Closing ChecklistBuying a Car From a Private Seller Who Still Owes MoneyCan You Transfer a Car Title Before the Auto Loan Is Paid?Adding a Spouse to a Car Title While a Lien ExistsChanging a Car Title After Divorce When a Loan or Lien RemainsOwner Died While the Car Still Has a Lien: Paperwork Questions to Sort OutWhat Happens to the Title When You Refinance a Car?DMV Record Shows a Lien but the Lender Says None ExistsWrong Lienholder Listed on a Car TitleAuto Loan Is Paid but the Lienholder Will Not Release the TitleNew York DMV Rejected Your Lien Satisfaction ProofCalifornia Title Record Stuck After an Electronic Lien ReleaseCar Totaled With a Loan: Insurance, Lien, and Title Steps
26 guides
Repossession
Default, self-help repossession, breach of peace, redemption, reinstatement, sale, deficiency, credit, and getting another car.
How the Car Repossession Process Works From Missed Payment to SaleCan a Lender Repossess a Car After One Missed Payment?Does a Lender Have to Warn You Before Repossessing a Car?Can a Repo Agent Take a Car From Your Driveway?Can Your Car Be Repossessed at Work?Voluntary vs. Involuntary Repossession: What Changes and What Does NotCar Repossessed After You Made the PaymentMilitary Auto Repossession and the SCRA Court-Order RuleBreach of Peace During Car Repossession: What the UCC Rule MeansDo You Have to Hand Over the Keys to a Repo Agent?Personal Property Left in a Repossessed Car: How to Get It BackRepossession by Mistake: Wrong Car, Wrong Account, or Paid LoanHow to Redeem a Car After RepossessionRedemption vs. Reinstatement After RepossessionHow to Get a Written Redemption Quote After RepossessionCan You Get a Repossessed Car Back by Paying Only the Past-Due Amount?What Happens at a Car Repossession Auction?What Does a Commercially Reasonable Repossession Sale Mean?Car Sold After Repossession: How a Deficiency Balance Is CalculatedHow to Review or Challenge a Repossession Deficiency BalanceDebt Collector Calling About a Repossession DeficiencyHow Long Can a Repossession Stay on a Credit Report?What Happens to Your Credit After a Car Repossession?How to Dispute a Repossession That Is Wrong on Your Credit ReportHow Soon Can You Get an Auto Loan After Repossession?Repossession Sale Notice: What to Check Before the Car Is Sold